Sanjay joined Delos Living in June 2014 as the Chief Financial Officer. He brings over 25 years of experience in various areas of finance and business management. Prior to joining Delos, he was the Chief Risk Officer of Transamerica IS&R. As a member of senior management teams at various multinational organizations, Sanjay has orchestrated the strategic development of divisions and enhanced risk based returns using a quantitative analysis and predictive modeling based approach. Sanjay has also held several significant roles at Seagate Technology, Morgan Stanley, Swiss Re, Meru Capital and The Hartford, where he was the Chief Risk Officer of the Hartford Investment Management Company. Sanjay holds a degree in Bachelors of Engineering from India and a M.B.A from the Booth School at University of Chicago, in Analytic Finance and Accounting.